The ePower™ platform provides partners and merchants with every tool required for fast, secure and efficient payment processing. Its Smart Acquiring and Payment Processing architecture is made up of three unique layers: an Infrastructure Layer, an Application Layer and a User Interface Layer.
User Interface Layer
ePower's Customer Control Cloud is a web-based destination that enables partners and merchants to independently manage their entire payment processing experience, from immediate merchant onboarding to detailed customer data analysis.
Anytime, anywhere data access
Online transactions management
The Application Layer lies at the very core of ePower's architecture and is made up of three fully integrated business process management and software solutions.
|Partner digitally uploads merchant applications via fully integrated API||ePower performs automated underwriting tasks, significantly reducing application approval times||Merchant application is approved||Merchant ID (MID) is set up; merchants can begin processing immediately|
ePower's Merchant Onboarding system is based on an advanced CRM tool designed to enable partners to digitally onboard merchants in an automated and secure environment.
Customized underwriting process
Digital contract signature
ePower's Smart Acquiring & Payment Processing engine provides a single integrated application for all acquiring and processing needs.
|PCI level 1 compliant||Multi-currency processing|
|Multi-currency settlement||Fraud prevention|
|Chargeback representment service||Domestic interchange rates|
|Subscription billing engine||Tokenization engine|
|3D Secure||Dynamic descriptors|
|Flexible funding cycles|
ePower's Business Intelligence solution combines all data sources into one comprehensive data warehouse. Partners and merchants receive a wealth of information, enabling them to make both short and long-term business decisions.
360° merchant data view
High performance storage architecture
Credorax's data centers serve as the foundation of ePower's architecture.
Located in Europe and the US, the company's two state-of-the-art deployments across independent data centers work in "Active-Active" mode, taking maximum advantage of geographic separation and the independent processing capabilities of each site to provide 99.99% service availability. In addition, ePower architecture enables both partners and merchants to enjoy global-service availability with continuous data replication across all regions.
Credorax's systems are fully PCI-DSS compliant and secured by advanced encryption techniques to assure data protection at all times.
Credorax's complimentary portfolio of professional services and value-added technology solutions are specifically designed to enhance business success, providing flexibility, scalability and personalized services to both partners and merchants.