Local currencies: Why familiarity is still key, even in the global village
It’s no consumer behavior secret that people are more likely to purchase online using a currency they trust and are […]
What’s it like to work at Credorax? Let our employees tell you! (Part II)
As the VP of Human Resources, Malta, I truly believe that Credorax can only offer the best service to our […]
Taking a ‘Safe Not Sorry’ approach to digital gaming
Credorax helps leading digital gaming merchant to optimise its 3D routing for a ‘safe, but not sorry’ approach. When […]
Pay360 by Capita gets up close and personal with Credorax
Pay 360 by Capita get up close and personal With Credorax, sharing both their experience and their results Want to […]
What’s it like to work at Credorax? Let our employees tell you! (Part I)
As the VP of Human Resources, Malta, I truly believe that Credorax can only offer the best service to our […]
Brute force attacks and how to protect your business against them
Brute force attacks aren’t new, but recently they’ve risen in popularity. Blame technology, but it is now easier than ever […]
Approval rates:
The sky is the limit!
It’s not every day your acquirer pushes the envelope and contacts the issuing bank asking to make changes… but that’s exactly […]
Scraping Away at Online Fraud
Global Trends Global eCommerce grows by about 20% every year, with a 5 year CAGR of 16.3% and exhibiting no […]
How Wargaming fights fraud
Wargaming is an award-winning online game developer and publisher headquartered in Nicosia, Cyprus. Operating since 1998, Wargaming has grown to […]
Taking issue with the issuers: How we helped a travel brand increase its approval rates
A healthy approval rate is crucial to any business dealing in online transactions. This is why we have a dedicated […]
PSD2, SCA & 3D Secure 2 – Guide for Merchants
Learn the lingo Before we get into the practical implications of the new regulations, let’s take a moment to get […]
My Cashless Experience in Barcelona
In Israel the transition to going cashless has just started to take shape and there’s still a long road ahead. […]
Open Banking: To regulate or not to regulate? That is the question.
Following extensive growth in recent years of online banking services and online payments, consumers face a new variety of challenges, […]
The best places to get some sun in January 2019
Got the post holiday blues? Why be blue when you can be sunshine yellow with a spectacular winter-sun destinations? With […]
Chargeback disputes: the latest attempt by fraudsters to beat the system – and how to make sure they don’t!
We think of chargebacks as being a modern inconvenience and a feature of commercial dealings. Yet, documents dating as far […]
8 Steps Merchants Are Taking Right Now to Get Through the Holiday Season
‘Tis the season for merchants to focus on holiday sales. Thanksgiving, Black Friday and Cyber Monday officially open the holiday […]
Kiwi.com Soars with Agile BI and Reporting
Online travel is a competitive business with tight margins. All the hard work building brand and attracting customers can be […]
7 tips for how to prevent chargebacks
“Chargeback management”– a term merchants around the world dread. But, chargebacks are a fact of life and can arise for […]
Meet our Superwomen, France Blanchard and Lital Bar Noy, nominees for the European Women in Payments Awards 2018!
We are so proud that not one, but two of Credorax’s super women have been shortlisted for the European Women […]
5 Risks in Implementing a Payment Solution
On a macro-level, glorious predictions are constantly made about the future of the global e-commerce industry. Take, for example, a […]
Expanding globally? Add local currencies like Kiwi.com
All Business is Local & Sometimes Exotic We have found that when a merchant accepts local currencies, their approval rates […]
Avoid Getting Ripped off During Your August Holiday
August is here and that means many of you are traveling around the globe. Visiting exotic destinations is obviously thrilling […]
Is Banking Headed for a “Dumb Pipe”, Telco-like Future?
Ilya Dubinsky, head of Credorax’s CTO office, recently attended Money2020 Europe. He took part in a panel on the Future […]
Money20/20 Europe: Take Five!
The Credorax team had a fantastic time at Money20/20 Europe, one of the largest European FinTech events, in Amsterdam last […]
The path to an optimal fraud detection solution for online payment
One of the main challenges in the world of online payment is to find the ‘perfect solution’ that eliminates fraud, […]
Using AI – to Prevent eCommerce Fraud and Secure Payments
As eCommerce continues to grow exponentially, so does fraud. In fact, consumer credit reporting agency, Experian,reports that there’s been a […]
Faster-time-to-Money: The Name of the Game for Small Businesses
Lars Pedersen, CEO of Creditcall, shares his insights on SMEs growth within the payments industry. The SME market continues to […]
PSPs are Adapting to Cross-Border E-Commerce
This month, Credorax has been spotlighted by PaymentEye to share its wisdom on cross-border ecommerce’s effect on PSPs. Below are […]
Client Advocacy Proves More than a New Year’s Resolution, but a Mantra to Live by
For many of us, the beginning of a new year is typically a time when we set personal ‘New Year’s […]
5 Pieces of Advice for Merchant Onboarding Application
To date, the merchant onboarding process to an acquirer has been time-consuming, inflexible and costly. The biggest cause of delays […]
Keys to Cross-Border Success for Merchants
Are you watching the world grow more connected before your eyes? It’s only natural that online merchants see this growth […]
Survey Says: U.S. Consumers & Businesses Alike Demand Pragmatic Fintech Solutions to Ease Their Financial Woes
Ringing in the holidays, means nearing the end of year, and at Credorax we decided to take a moment to […]
New study: B2B Digitalization Drives More Revenue
When it comes to embracing change, B2B is following – slowly – in the footsteps of B2C. Businesses that are […]
Merchants Will Become the Real Drivers of Change in the Payments Ecosystem
Editor’s note: What trends lie ahead for the payments industry in 2017? We’ve invited Kieran Hines of Ovum to highlight […]
Insights and Impressions from Money20/20 Las Vegas
Last week the Credorax team participated in the wildly successful Money20/20 conference. The Credoraxeers from the US, EU, China and […]
Digital Payments: Growth and Development
Capgemini has released its 2016 World Payments Report (WPR)! Along with the rest of the payments industry, we are keeping […]
Mobile Payments: What Might Tip the Scales from Early Adoption to Widespread Use
Editor’s note: Prior to Money20/20 2016 in Las Vegas, we took the opportunity to speak to Rod Katzfey, our Vice […]
The EU’s Fourth Money Laundering Directive
The sequel to the Third Money Laundering Directive (3MLD), in force since 2005, will finally be released, over a decade […]
Management Values: What Drives Us?
Get to know our people through their management values, at a glance! At Credorax, our core values drive our daily […]
Inside Credorax: Alon Bigler on the Importance of Trust in a Long-Term Business Relationship
In this month’s Inside Credorax interview, we sat down with Alon Bigler, Vice President of Business Development and Strategic […]
What we took home from Money20/20 2015
Held in Las Vegas, Money20/20 2015 was a worldwide gathering of stakeholders in truly global payments. Firms of all sizes […]
Empowering Payment Processing with Smart Technology
Gearing up for Money2020 Vegas, we decided to publish information about our tools and services in an easy-to-read format, so […]
Inside Credorax: France Blanchard on Crafting the Ideal Rapid-Response Sales Operations Team
France Blanchard, is Credorax’s Vice President of Sales Operations and Global Accounts. France oversees a global team with members in […]
Do you really agree to the terms of use?
How many times have you updated your smart phone’s software this year — or even this month? Every time you […]
Should Payments Rank Highest on an Entrepreneur’s E-commerce Priority List?
Meet Paul and Veronica. Both are smart, ambitious, and a few years out of university. Despite their degrees, neither has […]
Is Electronic Signature Safe and Legally Binding?
In a world where technology is developing faster than legislators can handle, are we getting carried away with accepting new […]
Facing the Challenges of Cross-Border Commerce and Emerging Technology: Money20/20 Europe
A panel at Money20/20 tackled some of the big questions in the payments industry, touching specifically on issues relating to […]
Putting Customers at the Center
In the digital age, it’s possible to find reviews on almost all types of goods or services, and the payments […]
Inside Credorax: Rod Katzfey on His Life-Long Love Affair with Payments & Acquiring
Rod Katzfey is Vice President of Sales & Business Development of North America. He shared his thoughts on his […]
Why Can’t Consumers Commit to Mobile Payments?
Research indicates that the use of mobile devices to make payments is continually on the rise. A Deloitte study predicted […]
Advancements in Tech Signal a Boom for Cross-Border Payments
As a FinTech company, we are always happy to see market support for the solutions we provide. We are working […]
Study: Adopting Digital Payments Yields Dividends in Consumer Loyalty
A recent study published by MasterCard Advisors confirmed that the availability of digital payments was a key point for cardholder […]
Inside Credorax: Geert van Maarsseveen on Seeking Agility after Legacy Acquirers
Geert van Maarsseveen is the Senior Sales Director – Commercial Channels at Credorax. With over a decade of experience […]
The Payments Industry is Evolving: What’s Next
It’s impossible to predict the future, but it’s a good idea to keep an eye on trends in the payment […]
In a Newly Connected World, Old-Fashioned Cash Still Tops
Although there are increasingly technologically sophisticated ways to pay for goods and services, worldwide, cash payments still win out. Why […]
Award-Winning Alliance for Outstanding Results – Wargaming.net’s Success Story
Editor’s note: We are happy to kick off a series of posts dedicated to our clients’ success stories. These case […]
Are Payments Services the Next Logical Step for Supply Chain Experts?
Supply chain and logistics companies in today’s market already maintain expertise in several areas, such as logistics, delivery, invoicing and […]
What PSPs can learn from the property market
Tony Craddock, Director General of the Emerging Payments Association, Comments on Credorax’s Latest Whitepaper, “PSPs Why Does Your Choice of […]
TRANSACT 16: Takeaways on Cross-Border Payments from Credorax and Vantiv
The ease of using the internet has made the world seem borderless, particularly when it comes to e-commerce. But many […]
The Long Goodbye to Cash
As digital payment solutions have become increasingly common, one of the questions that has been raised on numerous industry forums […]
What Does the Future Hold for Domestic Card Schemes?
Less than a decade ago, Europe was a fragmented continent with multiple card schemes and weak interoperability between countries. Except […]
Inside Credorax: Owen Busuttil on Constructing the Perfect Acquiring Solution
What should clients contemplate when selecting an acquiring solution for themselves or their merchants? As recent winners of the […]
Dart to Copenhagen with Credorax for Money20/20
Are you packing your bags? In early April, many players in the worldwide Fintech industry will gather in Copenhagen for […]
The World E-Commerce Summit by Lafferty: Takeaways
This month I was privileged to be one of the keynote speakers at Lafferty’s exquisite London event, The World E-Commerce […]
How PSPs Can Successfully Embrace the Global Imperative
In a recent article, we discussed the increasing merchant pressure on PSPs. Much of this pressure is due to the […]
Netherlands Payments in Focus
Editor’s note: This is the third post in our ‘Payments in Focus’ Series. You can see the previous posts on […]
Digital Disruption: Behind the Buzz
In the world of e-commerce, it’s hard to avoid the buzzword “disruption.” It seems to be in nearly every headline, […]
Inside Credorax: Nicola Palin-Willis on Balancing Payments and Family
We sat down with Nicola Palin-Willis, our VP UK Sales for Credorax. She shared with us some fascinating insights […]
Denmark Payments in Focus
Editor’s note: This is the second post in our Payments in Focus Series. You can see the previous post on […]
What You Need to Know About the New EU-U.S. Privacy Shield
On February 2, 2016, the much-anticipated agreement between the EU Commission and the U.S. outlining the framework for the transfer […]
European Parliament Votes to End Geo-Blocking
As part of its Digital Single Market Strategy, the European Parliament voted on January 19th to combat the practice of […]
PSPs Under Pressure
E-commerce has truly become a retailing giant. In 2014, the U.S. and China together handled 55% of all global internet […]
Inside Credorax: Maarten Bleijerveld on Client Advocacy
Maarten Bleijerveld is Credorax’s VP of Sales & Business Development in EMEA. Maarten discussed with us his approach to client […]
Are You Ready for Strong Customer Authentication?
Now that the revised Payment Services Directive (PSD2) has been finalized, issues of transposition will come to the fore. This is because […]
3 Payments Trends to Watch for in 2016
Happy 2016 to all of our partners! We are ready to dive into another year of payments innovation and smart […]
Top 5 Smart Acquiring Blog Posts of 2015
Christmas has come and gone, and New Year’s is fast approaching. Last week, in our Happy Holidays post, we took […]
Happy Holidays From Credorax
The holiday season is a wonderful time of year—full of good cheer, close friends and high hopes for the New […]
Digital Disruption Reshapes Global Payments Industry
McKinsey & Company published a new report in November 2015 that highlights the key role digital disruption is playing in […]
E-Commerce Shines on Black Friday
Black Friday, the opening day of the Christmas shopping season, is a quintessential U.S. cultural spectacle. We have become quite […]
Insights From MasterCard’s MCDS Conference
The MasterCard MCDS conference took place November 4-6. The conference covered quite a few payments topics and trends. It was […]
Credorax Celebrates Pan-European Banking License Launch
Previously a licensed financial institution, Credorax has now officially evolved into a commercial bank in Europe. Having recently received our […]
EPA Awards Credorax Merchant Acquirer of the Year
Last month’s Emerging Payments Awards in London was truly a night to remember for Credorax. We took home awards for […]
The Digital Single Market Strategy: Innovation Meets Regulation
In the payment services and e-commerce arena, EU regulators are striving to keep up with the rapid pace at which […]
Insights From the European Commission E-Commerce Report
A recent European Commission report on the state of e-commerce offers some great insights on how consumers and merchants are […]
Real-Time Payments: When a Moment Makes All the Difference
Real-time payments have been a significant goal of the industry for some time, and they are fast becoming a reality. […]
PSD II: One Step Closer
On October 8, 2015, the proposed PSD II was formally approved by the European Parliament (EP) by 578 votes to […]
How Will Technology Transform Financial Services?
Digital transformation has created big changes in a wide range of industries. Retail, hospitality, transportation and others — one by […]
China’s PBOC Keeps Visa and MasterCard in Limbo
The decision to open up Chinese bank card payment clearing market, which came into effect on June 1, 2015, follows, to […]
Innovation Is Key to World Class Payments in the UK
A new whitepaper from Payments UK, entitled World Class Payments in the UK: Enhancing the payments experience, attempts to answer […]
Apple Pay Adoption: Whither the Revolution?
Last year, the payments industry was on the edge of its seat — waiting to see how Apple Pay would […]
ISO 20022: We’re Just Getting Started
Recently, a working group composed of payments processing experts completed work on a first draft of the ISO 20022 standards. […]
E-Commerce vs. the High Street: Can They Work Together?
For years, it seems like there has been a war between the High Street (ie: local stores) and its online counterpart, e-commerce. A […]
Ready or Not, U.S. EMV Deadline Is Fast Approaching
As the October 2015 EMV deadline in the U.S. approaches, the question that has been popping up recently in payments […]
3 Ways Merchants Can Start Combating Retail Data Breaches Today
Our VP of Sales Business Development in North America Rod Katzfey has a new article up in Forbes entitled Why […]
PSD II: Goals and Expectations
On May 5, 2015, the Economic and Monetary Affairs Committee MEPs, the Commission of the EU, and the Latvian Presidency […]
Embracing the Digital World
We often talk about how we are living in a “digital world” or how this is the “digital era”. The […]
ePower 2.0: One-Click Payment Processing is No Longer a Dream
Credorax is creating a revolution in the global e-commerce sphere through our Smart Acquiring business approach: We have been able […]
New EU Anti-Money Laundering Rules Come Into Effect
It’s been in the works for a while, but new European anti-money laundering rules finally came into effect in late June. […]
How Does Big Data Fit In to the Payments Ecosystem?
Our expert panel at last month’s Credorax UNIFY event covered a number of payments-related topics, as we mentioned in our […]
Bridging the Gap Between In-Store and Online Retailing
Retailing has gone through some pretty radical changes since the internet came into widespread public use. The days of retailing […]
Credorax UNIFY Panel on the Future of Payments: Part I
At our UNIFY event in London on June 16th, we heard many great speakers talk about the future of payments. […]
Credorax Addresses the ‘Truly Global and Borderless Digital Economy’ at UNIFY 2015
We are back from last week’s very successful UNIFY event in London and we have a lot to report. Our […]
5 Steps to a Perfect Merchant Onboarding Application
In general, merchant onboarding to an acquiring bank can take up an enormous amount of time, due to reams of […]
Payments in the Age of Digital Disruption
Yves Mersch, a member of the Executive Board of the European Central Bank, spoke recently at the joint European Central […]
On the Road to a Cashless Society
It’s hard to believe the phrase “Cash is king” was once widely-accepted conventional wisdom. As payments innovation picks up the […]
5 Ways to Optimize Your Site for Cross-Border E-Commerce
PYMNTS.com recently released their latest quarterly X-Border Payments Optimization Index, and it’s chock-full of fascinating information about the state of […]
Fraud Protection, Data Security Are Major Drivers of Retail Payments Strategy
The pace of payments innovation seems to constantly speed up. Just when you think you have figured out how to […]
Japan Payments in Focus
Editor’s note: We are pleased to announce our new ‘Country in Focus’ series. Every few weeks we will take a […]
What’s the Deal With Millennials?
As Millennials have come of age in recent years, there is a greater sense of urgency among merchants and other industry […]
Interchange Fee Regulation Update
Multilateral interchange fees are back in the news. We discussed them back in November in the context of Visa Europe’s […]
The US EMV Migration: What Took So Long?
The October 2015 deadline for the US EMV migration is fast approaching. There are many industry articles addressing the perennial […]
What ‘Customer-Centric’ Means to Us
One of the most essential elements of our “business DNA” is our customer-centric approach. As a high-tech company serving the […]
Credorax’s 5 Commandments of Customer Service
With the proliferation of omni-channel payments and the general global nature of the industry, sometimes it can be hard to […]
Cross-Border E-Commerce: Challenges and Solutions
It is generally agreed in the payments world that Europe is one of the world’s biggest e-commerce markets. However, growth […]
Are You Ready to Take On Global E-Commerce?
When it comes to global e-commerce, there’s no reason for US merchants to be limited to North American customers. As […]
To Combat Fraud, Bring Payments Out of the Dinosaur Age
Our CEO Benny Nachman had a great conversation on retail security and payments fraud issues last week with Jeff Peters, […]
MPE Takeaways: Apple Pay Soars, EU Merchant Acquiring Trends
This year’s Merchant Payment Ecosystem event was held in Berlin on February 17-19. The emphasis this year was on mPOS, NFC and Bitcoin. […]
Why mPOS Is Changing the Face of Payments
Many industry insiders are buzzing about mPOS lately, which is not at all surprising. There are two reasons for the […]
Credorax Leaves Its Mark on MPE 2015
We definitely left our mark on this year’s Merchant Payment Ecosystems conference. Between resource materials, a seminar and an award, […]
Credorax Rocked ICE Totally Gaming 2015
To put it succinctly: Credorax rocked ICE Totally Gaming 2015 and we have the pictures (and videos!) to prove it. […]
Omnichannel Payments: What’s Behind the Buzz?
Omnichannel is a payments industry buzzword that looks like it’s sticking around for the long haul. Is there anything behind […]
Why U.S. E-Retailers Need Cross-Border Acquiring
From fashion to travel, many U.S. online retailers are starting to see between 10 to 20 percent of their traffic […]
Credorax at ICE 2015: Countdown to Game Time!
The final countdown begins. In less than a week, every sector of the gaming industry will once again gather for […]
Merchant Onboarding: Do We Need to Choose Between Speed and Credibility?
Merchant onboarding has recently become a hot topic of discussion in the industry. Until now, the onboarding process has been […]
Visa Acceptance Risk Forum: Banding Together to Increase Payments Safety
Visa Europe held their 2nd annual Acceptance Risk Forum at the end of November and I was honored to represent […]
Gearing Up for ICE Totally Gaming
The annual ICE Totally Gaming show is coming up in February and we are already preparing for an “extraordinary” event! […]
What’s in Store for 2015? 4 Payments Trends to Watch
With Christmas behind us and the New Year nearly upon us, now is a good time to consider what’s in […]
Happy Holidays From Credorax!
As the year draws to a close, and we are getting ready to take a break to celebrate the holidays […]
What Does the Future Hold for Abenomics?
Fresh from his landslide electoral victory yesterday, Japan’s Prime Minster Shinzo Abe will be pushing harder than ever to further […]
The Story Behind Our Best Merchant Acquirer Award
We were thrilled to have been named Best Merchant Acquirer of 2014 at the recent, prestigious FSTech/Retail Systems Payments Awards […]
Money 20/20: Reflections and Takeaways
The Money20/20 conference was held in Las Vegas earlier this month. The payments industry trade show had over 7,000 people in attendance and […]
Why Today’s E-Commerce Needs Smarter Acquiring
Our CCO, Koen Vanpraet recently wrote an insightful article in Bobs Guide, an online resource for financial technology. The article, […]
Visa Europe’s CBDIP To Benefit Merchants and Acquirers
The ongoing saga between Visa and the European commission looks like it’s finally coming to a close. The story goes […]
SEPA Migration and the Future of Cross-Border Payments
The SEPA initiative was launched back in January 2008 with the goal of improving the efficiency of European cross-border payments. […]
Smart Acquiring: Digital Payments for the 21st Century
Welcome to the official Credorax blog. We are excited to participate in the global payments industry conversation and we’re also […]
Solving Merchant Acquiring Challenges in Today’s Complex Global Landscape
We’re at Money20/20 and we are excited to meet our payments colleagues in Las Vegas! We’re having a great time […]