Account takeover fraud: What to be aware of and how to prevent it
Account Takeover Fraud occurs when a fraudster gains access to an account that doesn’t belong to them, so they can make unauthorised […]
Our FHRD Award: the people that make Credorax a great place to work
The certification, which is awarded for a period of three years, serves as recognition of the professionalism, competence and contribution […]
How global merchants can cultivate innovation in three simple steps
To ensure we kept innovation centre stage while expanding internationally, we created what we aptly dubbed the ‘Innovation Lab’ – […]
Goodbye ‘pay’ button? Will invisible payments become the norm?
In fact, the pay button itself may one day be rendered obsolete. Removing all friction Research from McKinsey identified ‘convenience’ […]
Get Creative: Optimise SCA with 3DS 2.0 Exemptions
To make things easier for both businesses and cardholders, PSD2 exempts some types of payment from the requirements of Strong […]
Local payment methods: The key to cross-border conversions
More articles on this subject: Taking a Domestic Approach to Cross-Border Payments What are Local Payment methods & why do […]
SCA Delays in Europe
Many merchants across Europe have already fully implemented 3D Secure 2 and SCA as they understand that these new measures […]
Defying the monopoly: in-app payments movement is approaching
This is essentially what the battle between Epic Games and Apple is all about, and why Epic broke its contract […]
CredoGive Event – Creating Impact, Together
Here at Credorax, giving back to society is one of our most important and fundamental values. Each year we encourage […]
Taking a Domestic Approach to Cross-Border Payments
In fact, thanks to the rise of apps and websites that now store payment details using tokenization, payments are gradually becoming […]
PSD2, SCA & 3D Secure 2 – A Clear Guide for Merchants
PSD2: This is an abbreviation of the ‘Second Payment Services Directive’. PSD2’s overarching goal is to encourage an open banking […]
Resilient Payments: Build a business that’s truly non-stop
For merchants, the world’s new normal is full of challenges. With all that’s on your plate, the last thing you […]
How First-Class Payments Data Can Impact Your Bottom Line
Payments Data: From Headache to Opportunity The truth is, that for all the data that’s out there, businesses of all […]
How Merchants Can Win New Business by Accepting Apple Pay and Google Pay
And while many consumers will proudly hang on to their wallets – whether out of nostalgia, plain old habit, or […]
Conducting effective identity verification
Employers are changing their ways, too. According to a Gartner survey of CFOs, 74% of companies intend to permanently […]
Payment currency adaptation: how localisation can increase approval rates
However, opening up to new markets can be a tricky process. Many merchants are unaware of how to optimise their […]
Why Card Schemes are Transitioning from 3D Secure 1.0 to 2.0
A Proactive Approach Although 3DS 1.0 and 3DS 2.0 have coexisted for several years with both protocols (still) valid, Visa […]
Credorax and Pay360: A partnership that pays
When Credorax partnered with Pay360 by Capita eight years ago, Pay360 was already one of the UK’s largest payment services […]
How a merchant increased revenues by reducing declined transactions
Cross-border challenges The merchant in question was thriving in every area – its clothes were globally adored, its customer engagement […]
Five considerations to help you find the right payments processing solution
The psychologist Barry Schwartz called this the paradox of choice – the more options you have as a buyer, the […]
A Cashless Society? Cash is out, digital payments are in.
Why so bold? The cashless model isn’t some theoretical, fantastical forecast. It is already nearly established in select regions across […]
What payment processing issues should merchants be considering?
Don’t forget to backup I cannot stress this enough – merchants must have connectivity to more than one acquirer, and […]
The three main ecommerce business challenges
Facing the trials and tribulations COVID-19 has exacerbated the global payments challenge. Now more than ever, there is an urgent […]
Social Commerce: The Shopping Habits of Gen Z
You might be interested to know, for example, that Gen Z-ers shopping habits have them shopping on social channels two-to-three […]
Credorax and Venntro Media Group: Overcoming fraud risk together
Back in 2014, Credorax worked indirectly with Venntro Media Group, the fast-growing company behind the award-winning SaaS White Label Dating platform that […]
Don’t Believe the Hype: How to Make Smart Decisions About Innovation Partners
This means we get to try the big ideas – even those that seem entirely unachievable- to see if they […]
No online store? No problem: Accept payments via Pay By Link
Suddenly, the entire payments industry – from the card schemes and merchants, to large banks – is sharing the same […]
Changing mobile commerce forever… and then some
In September 2019, which now seems like a lifetime ago, we wrote an article for Daily News at Sibos […]
Why Tech Pays:
The tech it takes to deliver value to merchants
The challenge with chargebacks is similar. Disputing chargeback claims costs merchants a lot of time and resources – time that […]
COVID-19: A Fraud Fest Opportunity
As the Coronavirus pandemic continues to spread, much of the world is adjusting to a brand-new reality. With shoppers now […]
Three Things Your Payment Platform Needs in Times of Crisis
You don’t need me to tell you that the global pandemic has changed life as we know it. Lockdown measures […]
Corona update: Mastercard & Visa Increase Contactless Payment Limits in Europe
Updated: June 2021 In card present payments, card schemes require cardholder verification methods (CVMs) to authenticate that the customer holding […]
Want Fast Payments to Debit Cards? You’ll Have to Push it…
Cheques, wire transfers, and ACH can take days (or even over a week) before funds clear. That’s a long wait […]
How to survive, thrive and make it to the other side of the Coronavirus
In the short term, eCommerce retailers will see significant sales gains due to the Coronavirus, especially if their business is […]
How business continuity plans are vital for tech resilience
A million articles have already been written about the Coronavirus – how to survive at home, how to order online […]
How we guaranteed our business continuity during the Coronavirus
And there we have it: following a government directive, Credorax’s offices in Israel were shut down last week, with all […]
SCA: The Story so Far
Remember the panic around the Y2K Bug? It all seems quaint now, but there were huge concerns that computerized systems […]
How Coronavirus is impacting commerce chargebacks
The spread of the Coronavirus worldwide means that some merchants are encountering the idea of force majeure (French for ‘greater force’) for the very first time.
Venntro: Up close and personal with Credorax
Find out why Ross Williams, Founder, and Co-CEO of Venntro Media Group, a global media group that connects people through dating, lifestyle and social networking, can sleep easier now he’s working with Credorax.
The Challenge of Strong Customer Authentication
By now, most people in the payments world understand the role of the European Payment Services Directive 2 (PSD2) in […]
Local currencies: Why familiarity is still key, even in the global village
It’s no consumer behavior secret that people are more likely to purchase online using a currency they trust and are […]
What’s it like to work at Credorax? Let our employees tell you! (Part II)
As the VP of Human Resources, Malta, I truly believe that Credorax can only offer the best service to our […]
Taking a ‘Safe Not Sorry’ approach to digital gaming
Credorax helps leading digital gaming merchant to optimise its 3D routing for a ‘safe, but not sorry’ approach. When it […]
Pay360 by Capita: Up close and personal with Credorax
Pay 360 by Capita: Up close and personal with Credorax Want to know what it’s like to work with Credorax? […]
What’s it like to work at Credorax? Let our employees tell you! (Part I)
As the VP of Human Resources, Malta, I truly believe that Credorax can only offer the best service to our […]
Brute force attacks and how to protect your business against them
Brute force attacks aren’t new, but recently they’ve risen in popularity. Blame technology, but it is now easier than ever […]
Approval rates:
The sky is the limit!
It’s not every day your acquirer pushes the envelope and contacts the issuing bank asking to make changes… but that’s exactly […]
Scraping Away at Online Fraud
Global Trends Global eCommerce grows by about 20% every year, with a 5 year CAGR of 16.3% and exhibiting no […]
How Wargaming fights fraud
Wargaming is an award-winning online game developer and publisher headquartered in Nicosia, Cyprus. Operating since 1998, Wargaming has grown to […]
Taking issue with the issuers: How we helped a travel brand increase its approval rates
A healthy approval rate is crucial to any business dealing in online transactions. This is why we have a dedicated […]
PSD2, SCA & 3D Secure 2 – Guide for Merchants
Learn the lingo Before we get into the practical implications of the new regulations, let’s take a moment to get […]
My Cashless Experience in Barcelona
In Israel the transition to going cashless has just started to take shape and there’s still a long road ahead. […]
Open Banking: To regulate or not to regulate? That is the question.
Following extensive growth in recent years of online banking services and online payments, consumers face a new variety of challenges, […]
The best places to get some sun in January 2019
Got the post holiday blues? Why be blue when you can be sunshine yellow with a spectacular winter-sun destinations? With […]
Chargeback disputes: the latest attempt by fraudsters to beat the system – and how to make sure they don’t!
We think of chargebacks as being a modern inconvenience and a feature of commercial dealings. Yet, documents dating as far […]
8 Steps Merchants Are Taking Right Now to Get Through the Holiday Season
‘Tis the season for merchants to focus on holiday sales. Thanksgiving, Black Friday and Cyber Monday officially open the holiday […]
Kiwi.com Soars with Agile BI and Reporting
Online travel is a competitive business with tight margins. All the hard work building brand and attracting customers can be […]
7 tips for how to prevent chargebacks
“Chargeback management”– a term merchants around the world dread. But, chargebacks are a fact of life and can arise for […]
Meet our Superwomen, France Blanchard and Lital Bar Noy, nominees for the European Women in Payments Awards 2018!
We are so proud that not one, but two of Credorax’s super women have been shortlisted for the European Women […]
5 Risks in Implementing a Payment Solution
On a macro-level, glorious predictions are constantly made about the future of the global e-commerce industry. Take, for example, a […]
Expanding globally? Add local currencies like Kiwi.com
All Business is Local & Sometimes Exotic We have found that when a merchant accepts local currencies, their approval rates […]
Avoid Getting Ripped off During Your August Holiday
August is here and that means many of you are traveling around the globe. Visiting exotic destinations is obviously thrilling […]
Is Banking Headed for a “Dumb Pipe”, Telco-like Future?
Ilya Dubinsky, head of Credorax’s CTO office, recently attended Money2020 Europe. He took part in a panel on the Future […]
Money20/20 Europe: Take Five!
The Credorax team had a fantastic time at Money20/20 Europe, one of the largest European FinTech events, in Amsterdam last […]
The path to an optimal fraud detection solution for online payment
One of the main challenges in the world of online payment is to find the ‘perfect solution’ that eliminates fraud, […]
Using AI – to Prevent eCommerce Fraud and Secure Payments
As eCommerce continues to grow exponentially, so does fraud. In fact, consumer credit reporting agency, Experian,reports that there’s been a […]
Faster-time-to-Money: The Name of the Game for Small Businesses
Lars Pedersen, CEO of Creditcall, shares his insights on SMEs growth within the payments industry. The SME market continues to […]
PSPs are Adapting to Cross-Border E-Commerce
This month, Credorax has been spotlighted by PaymentEye to share its wisdom on cross-border ecommerce’s effect on PSPs. Below are […]
Client Advocacy Proves More than a New Year’s Resolution, but a Mantra to Live by
For many of us, the beginning of a new year is typically a time when we set personal ‘New Year’s […]
5 Pieces of Advice for Merchant Onboarding Application
To date, the merchant onboarding process to an acquirer has been time-consuming, inflexible and costly. The biggest cause of delays […]
Keys to Cross-Border Success for Merchants
Are you watching the world grow more connected before your eyes? It’s only natural that online merchants see this growth […]
Survey Says: U.S. Consumers & Businesses Alike Demand Pragmatic Fintech Solutions to Ease Their Financial Woes
Ringing in the holidays, means nearing the end of year, and at Credorax we decided to take a moment to […]
New study: B2B Digitalization Drives More Revenue
When it comes to embracing change, B2B is following – slowly – in the footsteps of B2C. Businesses that are […]
Merchants Will Become the Real Drivers of Change in the Payments Ecosystem
Editor’s note: What trends lie ahead for the payments industry in 2017? We’ve invited Kieran Hines of Ovum to highlight […]
Insights and Impressions from Money20/20 Las Vegas
Last week the Credorax team participated in the wildly successful Money20/20 conference. The Credoraxeers from the US, EU, China and […]
Digital Payments: Growth and Development
Capgemini has released its 2016 World Payments Report (WPR)! Along with the rest of the payments industry, we are keeping […]
Mobile Payments: What Might Tip the Scales from Early Adoption to Widespread Use
Editor’s note: Prior to Money20/20 2016 in Las Vegas, we took the opportunity to speak to Rod Katzfey, our Vice […]